Mortgage Center

Getting Started with Your Mortgage
Whether you're buying or refinancing, Alliant is dedicated to making the mortgage process as easy and advantageous as possible for our members. Here's how.


Products for Every Need.
Alliant offers a variety of loan options to choose from including fixed rate and adjustable rate mortgages (ARM) in all 50 states. To determine which option is right for you review these easy-to-understand explanations of each loan type.


New! Online Mortgage Application Process.
Alliant now offers you a secure, convenient and easy way to apply for a home loan, or get pre-approved anytime. Receive approval in minutes, online.

1) Click "Apply Now" and complete the online information form.
Note: this application process is for first mortgages. Click here to apply for a home equity loan or line of credit.

2) When you're ready, click "Submit" and your information will be reviewed for online approval.
Note: in order to submit your application for approval, you will be required to pay a low application fee by credit card.

3) An Alliant Mortgage Expert will follow-up with you with a loan decision and answer any questions.

Still want personal assistance?
Call one of our Mortgage Experts at 800-365-7003 (Mon-Thu 7:30am-7pm CT, Fri 7:30am-5pm CT) or e-mail at mortgageloans@alliantcreditunion.com for answers to any questions or to ask for advice.

 
Today's Featured Rates

7 Year Adjustable Rate
 Rate  APR  Points
 4.500%  4.156%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 4.000%  3.886%  0.000%
Interest Only 5/1
 Rate  APR  Points
 4.250%  3.951%  0.000%
10 Year Adjustable Rate
 Rate  APR  Points
 4.875%  4.509%  0.000%
30 Year Fixed Rate
 Rate  APR  Points
 5.250%  5.301%  0.000%
Assumptions



Do I need to be a credit union member?
No, not to apply, however you will need to join Alliant Credit Union prior to closing your mortgage loan. Membership entitles you to take advantage of our unbeatable savings dividends and great everyday low rates for mortgages, home equities, vehicles, and credit cards. Join now or click here for eligibility.

Rate Watch
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95% financing available on 5/7/10 year ARMs. Contact our Mortgage Experts for more information